💰 Finance
Mortgage Points Calculator
Estimate upfront cost and monthly savings from buying discount points (rule-of-thumb).
Results
- Upfront cost
- $3,500.00
- New rate (est.)
- 6.50%
- Old payment
- $2,270.09
- New payment
- $2,212.24
- Monthly save
- $57.86
- Break-even
- 60.5 months
Formula / how it works
Assumes ~0.25% rate reduction per point — shop actual lender quotes.
Disclaimer: Results are estimates for educational purposes and are not a substitute for professional financial, medical, legal, or tax advice. Read more
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